LNFCU Loan and Dividend Rates:       

 

Anticipated Dividends: (APY = Annual Percentage Yield)
All rates current as of 11/13/2003
Shares	$500-$4999.99 earns 0.38%
Clubs	.50% APY
IRA	1.01% APY
Student Saver	0.50% APY
CD's
6 Months	1.16% APY
1 Year	1.41% APY
2 Year	1.87% APY
3 Year	2.20% APY
5 Year	2.97% APY

Annual Percentage Rates:
Signature	Maximum loan 20% of yearly income or $10,000, which ever is lower. Interest rate as low as 10.00%. Repayment: 36 months. **
New Auto	As low as 4.75% **
Used Auto	As low as 4.75% **
Share secured	Minimum loan amount: $500 As low as 4.00% **
Share Certificate	Minimum loan amount: $500; interest rate As low as 2.00% over the CERTIFICATE RATE **
Boats and RV's	Must have dealer write-up: New: As low as 6.49%  Max loan $50,000 120 months. ** Used: As low as 7.49% Max loan $50,000 84 months. **
Home Equity	Fixed Rate: As low as 4.50% 60 months; 5.50% 84 months. * ** Variable rate @ the New York Prime Rate - 180 months
Visa	11.90% - Max card limit $10,000
First Mortgages	Call for the current rates  1-800-684-7438

* NOTE: Home Equity loans for existing LNFCU mortgage customers must be a minimum increase of $5,000.